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In 2021, PEAC Leasing financed a HOMAG complete edge banding line for a major furniture manufacturer from Smolensk. Our team not only negotiated with the European supplier and negotiated a contract that best served the interests of the Russian client, but also provided support at all stages of delivery, assisting with logistics and customs issues.

Modern equipment will increase the volume of production due to the speed of work and the full cycle of edging from 4 sides, and also expand the range, thanks to the possibility of using different types of films.

A decisive factor in the customer's choice of this particular machine was the quality of the finished product provided by HOMAG. Product quality has historically been of paramount importance to our customer. Meticulous checks are carried out at every stage of production, from the raw materials through to packaging.

Thanks to this quality, the customer's products are widely available in IKEA, HOFF, Leroy Merlin and other retail chains. A separate, fast-growing sales channel is the property developers who sell part of the flats with finishing and furnishing. Supply volumes in these key areas will now increase by 15%.

Another important aspect is the economic dimension of the project. Pandemic-related restrictions and lockdowns have led to negative trends in the domestic economy. The decline in the purchasing power of the population has caused the average furniture purchase receipt to fall by 12-15%. Replacing imported components with high-quality Russian products is a way to improve efficiency for manufacturers and a tangible benefit for every end consumer.

Thus, the financial support of Peak Leasing contributes to the economic growth of a particular client, ensuring stable demand for its products, developing import substitution and helping consumers to purchase high-quality furniture at an optimum price.

Directly in 1C, the customers determine the basic parameters of financing request and may, without leaving the system, upload a leasing application together with a set of documents required for review. The automatically generated document package is then electronically signed by the client and sent to PEAC Leasing. The information is transmitted encrypted.

1C:Accounting" software is installed and used by most companies in Russia, and it gives to existing and new partners of PEAC Leasing more possibilities to arrange financing for their clients. Moreover, 1C:Leasing service is absolutely free for 1C users.

For more information, please follow this link:

https://v8.1c.ru/tekhnologii/obmen-dannymi-i-integratsiya/realizovannye-resheniya/1s-lizing/

At the same time X-Fit plans to cooperate with PEAC Leasing for the development of its franchisee network.

X-Fit is one of the leaders in the development of fitness franchising. Today 90 clubs operate under the chain's brand in Russia and the CIS. 53 clubs are open under franchise.
An important advantage of an X-Fit franchise is its affordability. Thanks to elaborate solutions for financing, leasing and obtaining government subsidies, the company has managed to set a revolutionary low entry threshold into the fitness business.

What do X-Fit franchisees get?
• A ready concept and fitness model.
• Maintenance at all stages
• choice of location
• Security of finance and equipment leasing
• Staff search and training
• Access to the CRM system X-Fit
• Marketing support
• Discounts from manufacturers and suppliers
• Landing page on the official X-Fit website
• X-Fit mobile app for customers
• Patented SMART FITNESS training system
• Fitness without staff

More information can be found on the X-Fit website: https://fr.xfit.ru/.

For example, the involvement of residents of developed countries in active sporting activities reaches 20-25% of the total population, while in Russia this figure is below 5%. This leads to the optimistic conclusion that the fitness services market in Russia has significant prospects for development, and its volume can be increased by at least two times in the next 5 (five) years. The trend towards the popularization of healthy lifestyles has awakened interest in sports among the main paying strata of the country's population. According to statistical data, more than half of Russians want to work out on fitness equipment with instructors, most of whom are young people aged 25-35. Of those, only 2.5% want to exercise fully. Moscow is considered an exception, where 7% of residents attend fitness clubs. Furthermore, according to the research 82% of Russians want to take care of their health and beauty and 37% associate a healthy lifestyle with fitness.

In addition, many professional fitness industry experts express confidence that the Russian market will actively recover in 2021 after a difficult year in 2020.

According to the press service of the National fitness community, which includes 1.7 thousand fitness clubs and other fitness organizations, at the beginning of 2021: "In January, key indicators for the fitness industry such as sales of club cards, additional services showed an optimistic increase. The industry managed to come out of the downturn having adapted to the new conditions. Fitness clubs across the country launched specialized programs for prevention, recovery and rehabilitation after COVID-19, diversified the line of club cards by duration of validity, expanded the pool of services within the existing cards and even transformed the franchise products for further business development".

Adding to the optimism is the fact that, based on a survey of 30 fitness club directors in Russia, 28% of them were planning to open a new club in 2021. The high percentage wanting to open an additional club can be explained by the fact that the clubs remaining in business have gained customers from the fitness centers that have closed. Guided by this data and with the opportunity to invest further in their business, they have decided to offer their services in other parts of their cities. It should be noted, though, that it is mainly experienced business players who want to open an additional club.

In 2020, PEAC Leasing JSC announced a joint program with one of the leading suppliers of professional fitness equipment aimed at financing MATRIX brand fitness equipment by signing a general cooperation agreement in the Russian Federation. And already in 2020 several first joint projects for leasing of professional equipment and fitness equipment for fitness clubs in Moscow, Moscow region, Voronezh, Lipetsk and St. Petersburg were implemented.

With the license granted, PEAC Finance Group completes the transformation from a financial services provider to a credit institution. "The launch of PEAC Bank is of strategic importance to us," explains CEO Dr. Thomas Söhlke. "We are thus expanding our product range in Germany and, as a credit institution, will be able to cover other European markets even more efficiently in the future. Particularly in the expansion of sales financing programs for internationally oriented manufacturers, we see this as an important step for successful long-term partnerships."

Specializing in investment and sales financing for various asset classes and industries, PEAC Finance supports small and medium-sized companies in achieving their goals. Locations in currently seven European countries make PEAC an internationally oriented financing expert with valuable country-specific know-how.

PEAC Finance serves 60,000 small and medium-sized customers. As of 2019, total assets amount to around EUR 1.8 billion; the entire portfolio under management, including IT and business servicing, is around EUR 5 billion. Comprehensive market knowledge, international thinking and acting, and a dedicated service orientation make PEAC Finance a strong and reliable partner for its customers.

Russia has several competitive advantages for development of the wood-processing industry being a part of forest industry in general. The local wood is used as raw material and, given that Russia is rich with forests (almost half of country is covered by them), the enterprises rarely have difficulties with raw.

In general, the wood-processing is a promising industry having a big potential. The demand for products is constantly increasing allowing the manufacturers to enter in foreign markets which attracts the investors in this sector.

Russian wood-processing enterprises cannot always boast of good equipment, often their technical equipment leaves much to be desired (high degree of wear and tear, backwardness of production technologies).

Even though the big holdings are operating in this sector in Russia, about 85 percent of enterprises belong to small- and medium-sized business. For them, the modernization of production is a priority. This is also due to increased competition in the market, the need for automatization and cost reduction, the changes in consumer preferences and the development of new product lines, and not least the tightening of environmental regulations.

The wood-processing factories use following equipment:
- band saws, circular saws, edge trimmers and other machines;
- drying chambers;
- wood-processing machines (mortising, gluing, scarfing, band-dividing, thicknessing, milling, grooving, grinding-dimensioning);
- finishing equipment (antiseptic and paint lines);
- wood building machines (butt-end reducers and grinding machines, pressing machines, exhaust systems etc.);

PEAC Leasing JSC has a positive experience of cooperation with the world's leading manufacturers of wood-processing equipment, provides services including import and customs clearance in the Russian Federation. First of all, we are focused on working with promising small- and medium-sized enterprises developing their own production, and aim the long-term partnership.

Thus, according to consulting agencies, the forecasts in 2020 also promise significant increase of volumes on the market of dental equipment. The specialists believe, the trend of continuous growth is caused by increased demand for services of dental clinics among population. It should be noted that the development of the dental and prosthetic industry is observed in all Russian regions.

According to statistics, the dental tomograph is one of the most popular dental devices today. Its availability in a dental clinic allows to significantly expand the range of services. This competitive advantage has a positive impact on both the flow of patients at the dental clinic and its overall rating.

PEAC Leasing JSC considers the medical industry in general and the dental services particularly as one of the priority segments for financing. Investments into modern technologies and equipment allow to provide the customers with the world-class services. Thus, with financial support from PEAC Leasing JSC, several projects were implemented in December 2019 to deliver the KAVO dental equipment in dental clinics of Central Russia.

KAVO is one of the biggest manufacturers of dental equipment. For over 100 years, KAVO has been the international leader in the dental industry, with an ever-growing number of unique high-tech developments and innovative solutions in the field of dentistry.

KAVO's comprehensive product portfolio includes dental units, X-ray equipment, 3D diagnostic and 3D imaging equipment, dental microscopes, and equipment for dental laboratories.

Leasing of dental equipment has several advantages compared with other forms of equipment acquisition (rent, credit, purchase):
• No need for large one-time financial investments;
• No need for additional security because the leased dental equipment itself is considered a pledge;
• The dental equipment is insured within all leasing period;
• Opportunity to legally optimize the tax base: all leasing payments are accounted as cost of production; the income tax is thus reduced;
• Leasing allows to use the accelerated depreciation with index up to three, due to which the book value of equipment decreases in relation to the market value, property tax is optimized;
• Opportunity to attract an additional financing, for example, a credit, because the leasing payments do not increase the debt on the balance sheet, and do not affect the equity/loan ratio.

PEAC Leasing JSC currently offers the most favorable conditions for dental equipment leasing in the Russian market. Flexible, easy and convenient financing program with prepayment from 15% of equipment value, as well as the fast approval of transaction are the key advantages for leasing of dental and medical equipment from PEAC Leasing JSC.
https://www.kavo.com/ru-ru/

The Infinera telecommunications equipment complex was supplied by RetnNet JSC with the financial support of PEAC Leasing JSC. Infinera equipment will allow to increase the capacity of fiber optic networks laid by the company on the territory of Russia. RetnNet is a major international back bone operator providing the full range of telecommunication services on the basis of its own fiber-optic network.

PEAC Leasing JSC offers to use advantages of leasing of telecommunications equipment for the period of 36 months with advance payment from 15%. Simplified decision-making procedure, absence of collateral and additional security allow to conclude a leasing agreement and get equipment in a short time, and tax advantages of leasing will legally reduce the taxable base and offset the VAT.

https://retn.net/

PEAC Leasing has already concluded the first leasing contract with IE for financing of the automatic CNC grinding machine manufactured by the prominent German company VOLLMER. The machine worth 5.3 million rubles will soon be delivered to Omsk to the individual entrepreneur factory engaged in sharpening various tools.

The machine tool manufacturer VOLLMER is a world technological leader in the field of modern machines for grinding, electrical discharge machining, processing of rotary tools and circular saws used in the woodworking and metalworking industries, as well as band saws used for metal cutting.

The competition among clubs is growing, but the market participant whose offer will most meet the growing demands and preferences of the consumer will win this competition. And in this regard, the availability of modern professional equipment is one of the most important factors in the success of a fitness center.

PEAC Leasing JSC is working to make the most modern high-tech equipment more accessible for Russian clubs. In July 2019, together with MFITNESS, a leading supplier of sports equipment, we implemented the first joint project to supply a set of equipment for a fitness center of the MANHATTAN FITNESS network. The sports equipment occupies an area of about 1300 square meters: this is a well-equipped gym designed for more than 4500 active members of the club. Everything you need to improve your body is at your service. The gym has 4 zones: power, free weights, TRX and cardio. Each of them has its own ventilation system. Forget about the queues to the sports equipment: there are 30 simulators in the cardio zone alone.

www.manfit.ru

www.mfitness.ru

During the annual international exhibition of equipment, technologies and materials for printing production Printech, which took place in June 2019 in Moscow, the company PEAC Leasing JSC together with Heidelberg CIS (Russian division of Heidelberg – one of the world's leading manufacturers of printing solutions), presented a financing program through the purchase of leased digital, prepress and post-press equipment for Russian entrepreneurs and companies.

The program includes a simplified approval of applications for leasing of the above equipment, totaling up to 300 thousand euros (excluding VAT). The term of application approving will take from 2 to 4 working days, after a minimum set of documents is provided. Financing can be obtained by both companies registered as legal entities and individual entrepreneurs (IE).

As part of the program, customers can already lease the following models of equipment supplied by Heidelberg CIS to the Russian market: Suprasetter, Versafire (Ricoh), Polar and Stahlfolder.

The implementation of this program is aimed primarily at supporting technical modernization and expansion of production of small and medium-sized printing companies, which are able to develop more efficiently in a constantly changing market.

In addition to the special program, PEAC Leasing JSC finances the entire line of printing equipment of Heidelberg CIS in Russia.